USDA Section 9003 Loan

The USDA Section 9003 loan supports commercial-scale projects producing advanced biofuels, renewable chemicals, or biobased products. These loans are designed to create jobs, drive innovation, and expand clean energy infrastructure, and helps position rural communities at the forefront of the renewable energy economy.

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Eligible Borrowers

USDA 9003 loans are available to a variety of rural-based entities, including:

    • Businesses producing qualifying renewable energy or biobased products

    • Project must be in a rural area

Eligible Use of Funds

USDA 9003 loan funds can be used for a wide range of purposes, including:

    • Construction of new facilities

    • Retrofitting existing facilities

    • Purchasing and installing equipment

Loan Terms

    • Loan Amounts: Can exceed $25 million, depending on project scale

    • Repayment Terms: Up to 20 years for real estate and equipment

    • Interest Rates: Competitive rates negotiated with lenders

    • Guarantee Fee: Generally 1%–3% of the guaranteed portion (may be financed)

Why Choose Phoenix

Phoenix brings specialized expertise to USDA Section 9003 financing, guiding businesses that produce advanced biofuels, renewable chemicals, and biobased products through complex funding requirements. We understand the challenges of commercial-scale renewable energy projects and provide the strategic support needed to strengthen proposals and secure approval. With Phoenix, you gain a partner committed to advancing innovative energy solutions while supporting rural economic growth.

If you need capital sooner, we also offer bridge lending to keep your plans moving forward while your USDA loan is finalized. Our approach blends deep program expertise with personal attention, so you never feel like just another file on a desk.

From the first conversation to the final closing, we guide you through each step with clear communication, practical solutions, and a focus on getting your project funded as quickly and efficiently as possible.

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Ready to get started with your USDA Section 9003 Loan?

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NEED CAPITAL SOONER?

Learn more about our Bridge Loan options.

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