LOAN PRODUCTS

Smart Financing. SBA & USDA Backed.

We offer government-backed loan products designed to support and scale your business:

 
 
RURAL BUSINESSES

USDA B&I LOANS

A USDA Business & Industry (B&I) loan helps rural businesses grow with competitive rates, flexible terms, and funding for real estate, equipment, working capital, refinancing, or acquisitions.

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RURAL BUSINESSES

USDA COMMUNITY FACILITIES LOANS

A USDA Community Facilities (CF) loan helps rural communities build, upgrade, or expand essential facilities like healthcare centers and schools with competitive rates and flexible terms.

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RURAL BUSINESSES

USDA REAP LOANS

A USDA REAP loan helps agricultural producers and rural small businesses lower energy costs and boost efficiency with funding for renewable energy systems and energy-saving upgrades.

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RURAL BUSINESSES

USDA SECTION 9003 LOANS

A USDA Section 9003 loan helps fund the development, construction, or retrofitting of commercial-scale facilities that produce advanced biofuels, renewable chemicals, or biobased products.

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RURAL BUSINESSES

USDA FSA LOANS

A USDA Farm Service Agency (FSA) loan provides farmers and ranchers with affordable financing to start, expand, or improve their operations, from purchasing land to upgrading equipment.

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SMALL BUSINESSES

SBA (7)A LOANS

An SBA 7(a) loan offers flexible, government-backed financing for small businesses to cover needs like working capital, equipment, real estate, debt refinancing, or business acquisition.

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COMMERCIAL BUSINESSES

C-PACE LOANS

A C-PACE loan offers long-term, low-cost financing for energy efficiency, renewable energy, and resiliency improvements to commercial properties, repaid through a property tax assessment.

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Ready to learn more?

Let’s talk about how Phoenix can help you grow.

contact us to learn more