A Commercial Property Assessed Clean Energy (C-PACE) loan offers long-term, low-cost financing for commercial property owners to complete energy efficiency, renewable energy, and resiliency projects. This unique program allows repayment through a property tax assessment, making it easier to fund improvements such as solar, wind, or geothermal systems.
C-PACE loans are available to commercial property owners.
C-PACE loan funds can be used for a wide range of purposes, including:
Solar, wind, or geothermal energy systems
Energy-efficient HVAC, windows, or insulation
Storm-hardening and resiliency upgrades
By lowering utility costs, boosting property value, and enhancing sustainability, C-PACE financing helps rural businesses invest in the future without straining daily cash flow.
Loan Amounts: Vary by project size and property value
Repayment Terms: Often up to 30 years, repaid through a property tax assessment
Interest Rates: Competitive rates
Guarantee Fee: Typically around 1%–3% of the guaranteed portion (may be financed into the loan)
At Phoenix, we bring expertise in C-PACE financing, giving you a clear advantage when structuring projects for maximum return on investment. Our strong network of energy project partners provides the resources and connections you need to move forward with confidence.
If you need capital sooner, we also offer bridge lending to keep your plans moving forward while your loan is finalized. Our approach blends deep program expertise with personal attention, so you never feel like just another file on a desk.
From the first conversation to the final closing, we guide you through each step with clear communication, practical solutions, and a focus on getting your project funded as quickly and efficiently as possible.