Commercial Loans We Offer
Phoenix offers a variety of commercial lending options tailored to meet your business needs, whether you’re growing, acquiring, or bridging a gap between projects. Our commercial loan products include:
Bridge Loans
Short-term financing to keep your project moving while permanent funding is secured.
Commercial Real Estate Loans
For purchasing, refinancing, or improving income-producing properties.
Equipment Financing
Flexible options to acquire or upgrade essential machinery and technology.
Working Capital Loans
Maintain cash flow and cover day-to-day operational expenses.
Business Acquisition Loans
Finance the purchase of an existing business or expand your operations.
C-PACE Loans
Commercial property owners looking to make energy efficiency, renewable energy, and resiliency upgrades.
Why Phoenix is the Right Choice
When you choose Phoenix, you’re partnering with a team that combines deep lending expertise with a personalized, client-first approach. We understand that commercial financing isn’t one-size-fits-all, which is why we tailor every solution to fit your specific goals.
Our streamlined process reduces delays, our bridge lending options keep your projects moving, and our nationwide experience means we can handle complex transactions across industries. From your first consultation to the final closing, we’re committed to delivering fast, flexible, and reliable financing, so you can focus on building your business.
What Documents Will I Need to Apply?
Having the right documentation ready helps ensure a faster, smoother approval process.
Before you begin, it may be wise to consult with your accountant or a tax advisor to ensure your paperwork is accurate and complete.
For most commercial loans, you should be prepared to provide:
Personal and Business Tax Returns
Typically for the past 3 years.
Business Financial Statements
Current balance sheet and profit & loss statement.
Personal Financial Statement
For owners with significant ownership stakes (usually 20%+).
Business Plan or Project Summary
Outlining how loan proceeds will be used and the expected benefits.
Collateral Information
Documentation for any assets offered as security for the loan.
Other Supporting Documents
May include business licenses, articles of incorporation, lease agreements, or purchase contracts.
