The nation’s leading SBA & USDA lending solution.

WHO WE ARE
Leading the way in SBA & USDA lending.
Phoenix is your nationwide partner in SBA and USDA government-guaranteed lending. We combine industry-leading technologies with unmatched expertise to deliver tailored solutions that align with your unique strategic goals and fuel long-term growth.
OUR LOAN PRODUCTS
We offer three targeted loan products to support and scale your business:
SMALL BUSINESSES
SBA
SBA loans are government-backed programs designed to help small businesses thrive. Whether you’re starting, acquiring, or expanding, SBA 7(a) loans offer flexible financing options to support your goals. If your business has fewer than 500 employees, you may qualify, depending on your structure and revenue.
RURAL BUSINESSES
USDA
USDA business loans are government-backed financing options for eligible businesses in rural areas. Whether you’re a small business, farm, ranch, or nonprofit, these loans help fund growth with favorable terms and flexible options. If your project is located in a qualifying rural area and shows strong financial potential, you may be eligible.
BUSINESSES
COMMERICAL
Phoenix offers a full range of commercial loan solutions designed to meet your business needs, whether you’re expanding operations, acquiring a business, investing in equipment, managing cash flow, or bridging the gap until long-term financing is secured. With flexible options and a team dedicated to your success, we provide the capital to keep your business moving forward.

OUR MISSION
We believe lending is personal. That’s why we take the time to listen to your story, understand your vision, and tailor financing that fits your path forward. Our mission is to empower you to build a stronger business and community, because your success strengthens us all.

WHY CHOOSE PHOENIX?
You’re not just another file on our desk.
With a combined 1,000+ years of experience in SBA and USDA lending, our team brings world-class expertise with a deeply personal touch. We live by our 5 S’s: Speed, Service, Specialization, Sincerity, and Soul, because lending isn’t just about numbers, it’s about people. Discover the difference.